Payments Timeline

The Currency Cloud

Currency ISO-4217 The Currency Cloud Cross border Payment Cut Off Time
UAE dirham AED Yes 14:00 (T+1)
Australian dollar AUD Yes 14:00 (T+1)
Bahraini dinar BHD Yes 14:00 (T+1)
Canadian dollar CAD Yes 16:45
Swiss franc CHF Yes 10:30
Chinese Yuan Renminbi CNY/CNH Yes – CNY 09:00 (T+1)
Czech koruna CZK Yes 09:00
Danish krone DKK Yes 10:30
European euro EUR Yes 14:30
Pound sterling GBP Yes
Hong Kong dollar HKD Yes 14:00 (T+1)
Hungarian forint HUF Yes 09:00
Indonesian rupiah IDR Yes* 16:30
Israeli new shekel ILS Yes 14:00 (T+1)
Indian rupee INR Yes* 16:30
Japanese yen JPY Yes 14:00 (T+1)
Kenyan shilling KES Yes 14:00 (T+1)
Kuwaiti dinar KWD Yes 14:00 (T+1)
Mexican peso MXN Yes** 09:00
Malaysian ringgit MYR Yes* 16:30
Norwegian krone NOK Yes 10:30
New Zealand dollar NZD Yes 14:00 (T+1)
Omani rial OMR Yes 14:00 (T+1)
Philippine peso PHP Yes* 16:30
Polish zloty PLN Yes 09:30
Qatari riyal QAR Yes 14:00 (T+1)
Romanian leu RON Yes 09:00
Saudi Arabian riyal SAR Yes 14:00 (T+1)
Swedish krona SEK Yes 10:30
Singapore dollar SGD Yes 14:00 (T+1)
Thai baht THB Yes 09:00 (T+1)
Turkish lira TRY Yes 09:30
Ugandan shilling UGX Yes 09:00 (T+1)
United States dollar USD Yes 16:30
South African rand ZAR Yes 10:30
Key

Yes* Indian Rupee (INR), Indonesian Rupiah (IDR), Malaysian Ringgit (MYR) and Philippine Peso (PHP)†are restricted currencies. You cannot fund these currencies directly. They can only be bought by converting another supported currency and sold back only in exceptional scenarios.

Yes** Regular MXN payments are closed to new customers at the current time.

Yes – CNY CNY ONLY

(T+1), (T+2), (T+3) The “T” stands for transaction date, which is the day the transaction takes place. The numbers 1, 2, or 3 denote how many days after the transaction date the settlement or the transfer of money and security ownership takes place.

 

Banking Circle

Currency ISO-4217 Banking Circle Cross border Payment Cut Off Time
UAE dirham AED Yes 10:30
Australian dollar AUD Yes 17:00 (T+1)
Canadian dollar CAD Yes 17:00
Swiss franc CHF Yes 12:30
Chinese Yuan Renminbi CNY/CNH Yes – CNH 06:45
Czech koruna CZK Yes*** 10:00
Danish krone DKK Yes 12:30
European euro EUR Yes 16:00
Pound sterling GBP Yes 17:45
Hong Kong dollar HKD Yes 09:00
Hungarian forint HUF Yes 14:00
Israeli new shekel ILS Yes*** 12:00
Japanese yen JPY Yes 17:00 (T+1)
Mexican peso MXN Yes 16:30
Norwegian krone NOK Yes 14:30
New Zealand dollar NZD Yes 17:00(T+1)
Polish zloty PLN Yes 11:45
Romanian leu RON Yes*** 11:30
Saudi Arabian riyal SAR Yes*** 08:00
Swedish krona SEK Yes 15:00
Singapore dollar SGD Yes 18:30 (T+1)
Turkish lira TRY Yes*** 10:00
United States dollar USD Yes 18:30
South African rand ZAR Yes*** 09:30
Key

Yes*** Banks offers, But we currently don’t have, would need to be approved for this currency.

Yes – CNH CNH ONLY

(T+1), (T+2), (T+3) The “T” stands for transaction date, which is the day the transaction takes place. The numbers 1, 2, or 3 denote how many days after the transaction date the settlement or the transfer of money and security ownership takes place.

 

Openpayd

Currency ISO-4217 Openpayd Cross border Payment Cut Off Time
European Euro EUR Yes 10:30
Pound Sterling GBP Yes 14:00 (SWIFT) – 24/7 for FPS