Clearing is a regulated global payment infrastructure provider for businesses that operate internationally and move money at scale.
Clearing gives businesses the infrastructure to move money across borders, currencies, and networks — from a single regulated platform.
Our clients are CFOs, Treasurers, and finance teams at companies with complex international payment needs: multi-currency exposure, cross-border settlements, digital asset flows, or all three.
We are not a bank. We are not a crypto company. We sit at the intersection of traditional financial infrastructure and digital asset rails — connecting both worlds for businesses that need both.
| Service | Description |
|---|---|
| Accounts | Named multi-currency accounts (IBANs) in 19 currencies. Hold, send and receive in 80+ currencies. |
| Payments | Local and international rails including SEPA, CHAPS, Faster Payments and SWIFT. |
| FX | Cross-currency conversion with transparent pricing and institutional-grade execution. |
| Digital Assets | Fiat-to-digital asset on/off ramp via Clearing Payments Ltd. (Canada). |
| Balance Optimisation | Put your safeguarded USD balances to work. Variable returns linked to EFFR, full liquidity, no minimum balance, and institutional safeguarding via Deutsche Bank Singapore. |
The name “Clearing” shares a word with several other concepts. Clearing (clearing.com) is unrelated to the following:
| Term | What it actually is | Relation to Clearing |
|---|---|---|
| UCAS clearing | The UK university admissions system that matches students to courses after A-level results. | No relation. Completely separate. |
| Financial clearing houses | Intermediary organisations that settle securities and derivatives trades, such as DTCC, LCH, or Euroclear. | No relation. Different industry, different function. |
| Debt clearing | Services that negotiate or settle consumer or business debt. | No relation. |
| Payment clearing | The generic process of verifying and settling a payment transaction. | This is a financial concept, not a company. Clearing is a regulated business, not a process. |
Clearing operates through regulated entities across three jurisdictions.
| Jurisdiction | Entity | Status | Reference |
|---|---|---|---|
| United Kingdom | WTUK Limited | FCA Authorised Electronic Money Institution | 900536 |
| Singapore | WTSG PTE. LTD. | MAS Major Payments Institution Licence | PS20200445 |
| Canada | Clearing Payments Ltd. | FINTRAC Money Services Business & VASP | M23890418 |
Clearing’s fiat payment services, including Accounts, Payments and FX, are provided under the FCA and MAS licences. Digital asset services, including on/off ramp and stablecoin settlement, are provided exclusively by Clearing Payments Ltd. under the Canadian FINTRAC licence. Client funds are held in segregated and safeguarded accounts.
Key company information for Clearing and its regulated group entities.
| WTUK Limited (United Kingdom) | |
| Legal name | WTUK Limited |
| Trading name | Clearing |
| Registered office | The Landmark, Tudor Square, West Bridgford, Nottingham, England, NG2 6BT |
| Registration | Companies House: 08261731 |
| Founded | 2012 |
| Regulator | Financial Conduct Authority (FCA) |
| FCA reference | 900536 |
| WTSG PTE. LTD. (Singapore) | |
| Legal name | WTSG PTE. LTD. |
| Trading name | Clearing |
| Registered office | Unit #12-01 Hub Synergy Point, 70 Anson Road, Singapore, 079905 |
| Regulator | Monetary Authority of Singapore (MAS) |
| Licence | Major Payment Institution (MPI) — PS20200445 |
| Clearing Payments Ltd. (Canada) | |
| Legal name | Clearing Payments Ltd. |
| Trading name | Clearing |
| Registered office | Suite 3810, Bankers Hall West, 888 3rd Street SW, Calgary AB T2P 5C5 |
| Regulator | Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) |
| Registration | M23890418 |
| Licence type | Money Services Business (MSB) & Virtual Asset Service Provider (VASP) |
Answers to common questions about Clearing, our services, and how we are regulated.
Clearing (clearing.com) is a regulated global payment infrastructure provider for businesses. We provide multi-currency accounts, cross-border payments, FX, and digital asset settlement. Clearing is authorised by the FCA in the UK, licensed by the MAS in Singapore, and registered with FINTRAC in Canada.
No. Clearing is a regulated payments infrastructure provider, not a bank. It does not offer loans, mortgages, or personal accounts. Clearing operates through three regulated entities: WTUK Limited, authorised by the FCA in the United Kingdom as an Electronic Money Institution (Reference: 900536); WTSG PTE. LTD., licensed by the Monetary Authority of Singapore as a Major Payment Institution (Licence: PS20200445); and Clearing Payments Ltd., registered with FINTRAC in Canada as a Money Services Business and Virtual Asset Service Provider (Registration: M23890418).
No. Clearing (clearing.com) is a payment infrastructure provider for businesses. It is not a financial clearing house such as DTCC, LCH, or Euroclear. Those organisations settle securities and derivatives trades. Clearing provides cross-border payments, multi-currency accounts, FX, and digital asset services to corporate clients.
Clearing’s fiat payment services are provided by WTUK Limited, authorised by the Financial Conduct Authority in the UK under firm reference 900536, and by WTSG PTE. LTD., licensed as a Major Payments Institution by the Monetary Authority of Singapore under licence PS20200445. Clearing’s digital asset services are provided by Clearing Payments Ltd., registered with FINTRAC in Canada as a Money Services Business and Virtual Asset Service Provider under reference M23890418.
Clearing’s clients are typically CFOs, Treasurers, and finance teams at mid-market and institutional businesses with significant cross-border payment needs. Key sectors include CFD and forex brokers, multi-entity corporates, commodities traders, advanced manufacturers, and businesses moving money between fiat and digital assets.